If you’ve been looking at getting a mortgage, you know your credit score is an important factor to get qualified. However, what you may not know is that mortgage lenders look at your entire financial profile. When lenders approve you for a mortgage, there is an element of risk. You may make late payments or […]
LEARN MORE
As a homeowner, winter can be an expensive and bone-chilling experience. Whether your home is newer or older, the snow, ice, and rain that winter brings will take a toll on your home. That is why we prepared a winter-proofing your home checklist. These items will help you keep warm, save money and eliminate any worry about […]
LEARN MORE
The New Year is here and so is the time where people start thinking about their resolutions. Whether it’s to save money, lose weight or spend less time on social media, the New Year gives us an opportunity to start fresh on a new set of goals. Your “New Year, New Home” Checklist: Figure out your […]
LEARN MORE
The beginning of a new year is an inspiring time full of new energy and reflections of the past. Since 2020 marks the beginning of a brand-new decade, we want to begin on the right foot and move forward with intention. When you start your new year off right, you can set the tone for […]
LEARN MORE
Winter is truly the off-season for the real estate market. It’s cold, people are busy with the holidays, the weather can be crazy and it’s generally harder to make a move during this time. Believe it or not, these factors are also great reasons to jump into the housing market and purchase a new home. […]
LEARN MORE
Buying a home is both an exciting time and a rewarding experience. Whether you want to fire your landlord, grow your family or build your financial independence, a home is the way to get it done. Before you get started, it’s important to understand where your payment is going every month. Your monthly mortgage payment […]
LEARN MORE
Getting a mortgage can feel like a daunting task. You may not know where to start, who to talk with or if it is possible at all. The first step of the mortgage process is getting pre-qualified. When getting pre-qualified by a lender, you will sit down and evaluate your current financial situation. You will […]
LEARN MORE
Falling leaves, cooler temperatures, an extra hour of sleep, Thanksgiving. November is in full swing, and this month provides a feast of reasons to be aware and thankful. More familiar causes for awareness such as, ‘No Shave November’, where the focus is on men’s health, and ‘America Recycles Day’; are the more light-hearted of causes […]
LEARN MORE
As home prices increase, mortgage rates fluctuate, and competition between buyers remains fierce, many first-time homebuyers have become skittish to even consider homeownership. Even when prices, rates, and competition have favored buyers, many still have reservations. Standard concerns, such as fear of revealing your credit score, scared the process will be too complicated, or anxiety […]
LEARN MORE
The mortgage process can feel like a whirlwind of confusing new terms, costs for items you haven’t heard of before and daily documentation requests from your lender. One of the terms that may come up during your lending process is PMI (private mortgage insurance) or MI (mortgage insurance). This is important to learn as it can […]
LEARN MORE
