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Lingo You’ll Hear During The Loan Process

If you are buying your first home, you will need to learn some of the jargon before you get started. Here are the most important terms you will need to know ahead of the loan process. Appraisal You will hear the word appraisal earlier in the process. An appraisal is a 3rd party estimation of […]

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6 Ways To Improve Your Credit Score

Poor credit is one of the most common reasons that families put off their homeownership dreams. If you are dealing with vast amounts of debt or credit issues, it can feel overwhelming. Here are six ways in which you can improve your credit score today!   1. Pay Off Some Of Those Outstanding Balances Large balances […]

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10 Homeowner Terms You Are Going To Need To Know

As a homeowner, there are many terms you will need to know. Here are the top ten:  1. Escrow Escrow is where your mortgage payment will be deposited every month. This account is a safe place where the escrow company stores your money and disburses it to the correct parties (taxes & insurance).    2. PMI (Private […]

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The Real “Costs” Of Doing A Mortgage

As a lender that made it through the Financial Crisis of 2007-2008, we know that doing the right thing for your clients should be your ultimate priority. As a lender that focuses on experience and customer service, we believe that it is our job to educate people on all their options. As you shop for […]

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How Often Can I Refinance My Mortgage?

Rates continue to stay at all-time lows, which means that many homeowners take advantage of refinances to lower rates and access their growing equity. If you refinanced before COVID-19 and have a high-interest rate, you may benefit from refinancing.   One of the common questions we hear from these kinds of borrowers is, “How often […]

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Buying And Selling This Spring

As temperatures start to rise and the holidays behind us, we usually see an uptick in real estate transactions. While spring is generally known as a busier season for real estate, we find ourselves in a very opportunistic time for buyers and sellers. Low inventory and interest rates have taken a typically busy period and […]

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5 Ways to Cut Costs and Save For A Down Payment

Get clear on the numbers Before you start saving for a down payment, it is critical to clarify the exact numbers. Speak with your lender to determine the down payment and closing costs needed on your desired home. They will also know how the local market is growing and choose the right program for you.   […]

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Gathering Your Documents For Your Mortgage

If you’ve ever bought a home, then you know just how much documentation will be required during the mortgage process. Many homebuyers report this as their biggest pain point during a mortgage transaction. Luckily for you, we have helped thousands of homeowners and have it pretty dialed in. Our goal is to get the documentation […]

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Your Guide To Your First Rental Property

Many homebuyers experience an increase in overall wealth after becoming a homeowner. This can be through the growth of their home’s equity or the fact that their monthly payment can stay low while rents skyrocket.  If you are in this situation and are looking to grow that wealth, even more, you may have thought about […]

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Understanding Home Equity

Many families decide to embark on their home ownership journey to build wealth for the long term. Part of building wealth through real estate is growing your home’s equity. This equity begins from the moment you buy your home and will continue as long as you own the home.  What is home equity? Your equity […]

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