Covid-19 has left many Americans struggling. Whether you have had your hours cut, lost your job or are having cash flow issues with your business, it can be a tough time to pay your mortgage. Due to a recent bill that allows borrowers with a federally backed mortgage loan the ability to request loan forbearance, […]
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As a homeowner, you might hear the term “Refinance” thrown around often. Depending on your financial situation, the current mortgage market and what your future goals are refinancing might make sense. What exactly is a refinance? A mortgage refinance is when you replace your old mortgage loan with a new one. Your new mortgage will […]
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Moving can be one of the most stressful parts of buying a home. Whether it’s down the street or across the country, it’s important to be prepared. We created a quick guide to make sure you get your move done right. Planning the move To-do lists Building to-do lists can help with some of the […]
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Practicing social distancing can be tough, especially with small children. While we are all safe at home, it is more important than ever to find new ways to keep your family entertained. Below are some ideas to help keep you and the family busy during these tough times. Bust out the board games Board games are […]
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There are a few different types of property to pick from when you are going through the home buying process. When deciding what property type your family will purchase, you will want to consider many different factors. The type of property you pick can: Determine the program you use Impact your interest rate Decide your […]
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If you lack the funds for a down payment on a home, there are various options available. You could pick a loan program without a down payment requirement, use a down payment assistance program or use gift funds. Gift funds can help relieve some of the stress of buying your home. But, using gift funds […]
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For many borrowers, debt can be a scary word. Whether you have racked up high credit card bills, dealt with collection agencies or even had a large loan looming over your head, the mention of debt can make you want to run for the hills. Yet, unless you have a large amount of cash on hand, it […]
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Styling your new home is one of the most exciting parts of buying a home. Whether you want to paint the walls, update your appliances or buy new furniture, you now have the freedom to make it your own. Most homeowners usually start with furnishing the home. Whether you need to move it or you’re starting from scratch, […]
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Buying a home is one of the most important financial decisions you will ever make. Not only is it the most expensive, but it is highly likely you will need to apply for a loan that will take the next 15 to 30 years to pay off. One of the most important factors when you are looking […]
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After helping thousands of families get into their homes, we’ve got the process figured out. Here is a list of common do’s and don’ts that will help make sure your loan avoids delays, processes as smooth as possible and gets you into your dream home. The do’s for a smooth loan approval: Inform your loan officer of […]
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