Rate locks can freeze an interest rate on a mortgage for a specified period of time, typically for 30, 45 or 60 days (but can vary), and can strategically be used to benefit the home buyer. But how exactly do they work? Let us help demystify just how rate locks work. When you first get […]
LEARN MORE
Purchasing a new home can be a big step for many home buyers. Relieve some of your stress and ease into owning a home with Summit Funding’s Smooth Start Program! Through an agreement with your home’s seller, you can temporarily reduce your interest rate for first 2 or 3 years of your loan term. Program […]
LEARN MORE
There is a significant difference between those who just have dreams and those who achieve them. There is no better time than right now to figure out what you want your life to look like and make a plan. Get started on your future self with these five keys to successful goal setting. Is your […]
LEARN MORE
Let’s be real. House prices are high and inventory is low. The current, crazy market does not favor first-time home buyers or younger, millennial buyers. Which puts many prospective buyers in a difficult spot because last year, millennials made up the largest percentage of homebuyers. But if your goal is to become a homeowner, maybe […]
LEARN MORE
We have officially said goodbye to summer and are now back in the school year routine. Whether you are a parent or the student, it is important to stay on top of how your year is progressing and find ways to help you or your child stay consistent with study habits. Now is the time […]
LEARN MORE
As property values steadily increase, more homeowners are realizing what a great time it is to sell their current place! Deciding to sell your home can be a big, but sometimes necessary, decision. Many homeowners looking to buy can be categorized as a ‘move-up buyer’ because they are looking to upgrade to a bigger space. […]
LEARN MORE
Once clutter starts, it can slowly take over your home, creeping into every room. Put a stop to the spreading mess by getting organized! Although a complete home organization may seem like an intimidating project, focusing on one room at a time will help you turn the task into a clutter molehill, not a clutter […]
LEARN MORE
The best part about summer can be the getaways, near or far. But it’s hard to relax when you’re worrying about what could be happening back at your empty house. Don’t let these worries put a damper on your vacation! Get your peace of mind and enjoy your time away to the fullest […]
LEARN MORE
Summer is upon us and that means if you have kids, you’ve probably heard the phrase “I’m bored” at least hundreds of times. This can be difficult because summer activities can get pricey. If so, here are six different ideas to help entertain your kids on a budget: Camp Outside: Setting up camp in your […]
LEARN MORE
Whether you’re barbecuing in your backyard, on the beach or watching fireworks, the fourth of July is one of the most enjoyable days of summer. At this point, your “To Do List” is probably almost a mile long, filling up with important items such as; food, drinks, and invitations. While you need to concentrate on […]
LEARN MORE
