There are a few different types of property to pick from when you are going through the home buying process. When deciding what property type your family will purchase, you will want to consider many different factors. The type of property you pick can: Determine the program you use Impact your interest rate Decide your […]
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If you lack the funds for a down payment on a home, there are various options available. You could pick a loan program without a down payment requirement, use a down payment assistance program or use gift funds. Gift funds can help relieve some of the stress of buying your home. But, using gift funds […]
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For many borrowers, debt can be a scary word. Whether you have racked up high credit card bills, dealt with collection agencies or even had a large loan looming over your head, the mention of debt can make you want to run for the hills. Yet, unless you have a large amount of cash on hand, it […]
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Styling your new home is one of the most exciting parts of buying a home. Whether you want to paint the walls, update your appliances or buy new furniture, you now have the freedom to make it your own. Most homeowners usually start with furnishing the home. Whether you need to move it or you’re starting from scratch, […]
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Buying a home is one of the most important financial decisions you will ever make. Not only is it the most expensive, but it is highly likely you will need to apply for a loan that will take the next 15 to 30 years to pay off. One of the most important factors when you are looking […]
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After helping thousands of families get into their homes, we’ve got the process figured out. Here is a list of common do’s and don’ts that will help make sure your loan avoids delays, processes as smooth as possible and gets you into your dream home. The do’s for a smooth loan approval: Inform your loan officer of […]
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You know you want a mortgage, but how do you get started? When looking into financing for your home, you will come across two main types of mortgage providers, mortgage lenders, and mortgage brokers. They may have a similar process but there are some key items to consider when deciding. Here is a quick guide […]
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Deciding whether you want to own or buy isn’t as simple as it seems. At Summit, we believe that everyone deserves to be a homeowner, but the reality is that it isn’t for everyone (at least right now). Depending on what stage you are at in life and what your dreams are, it will determine […]
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Anyone that has bought a home knows that searching for your dream home can feel tiresome and overwhelming. You spend hours scrolling online, visiting open houses and calling your real estate agent. That’s why we created a quick home search guide that will save you time and stress when searching for your family’s dream home. […]
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If you’ve been looking at getting a mortgage, you know your credit score is an important factor to get qualified. However, what you may not know is that mortgage lenders look at your entire financial profile. When lenders approve you for a mortgage, there is an element of risk. You may make late payments or […]
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