Getting a mortgage can feel like a daunting task. You may not know where to start, who to talk with or if it is possible at all. The first step of the mortgage process is getting pre-qualified. When getting pre-qualified by a lender, you will sit down and evaluate your current financial situation. You will […]
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Falling leaves, cooler temperatures, an extra hour of sleep, Thanksgiving. November is in full swing, and this month provides a feast of reasons to be aware and thankful. More familiar causes for awareness such as, ‘No Shave November’, where the focus is on men’s health, and ‘America Recycles Day’; are the more light-hearted of causes […]
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As home prices increase, mortgage rates fluctuate, and competition between buyers remains fierce, many first-time homebuyers have become skittish to even consider homeownership. Even when prices, rates, and competition have favored buyers, many still have reservations. Standard concerns, such as fear of revealing your credit score, scared the process will be too complicated, or anxiety […]
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The mortgage process can feel like a whirlwind of confusing new terms, costs for items you haven’t heard of before and daily documentation requests from your lender. One of the terms that may come up during your lending process is PMI (private mortgage insurance) or MI (mortgage insurance). This is important to learn as it can […]
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As we approach the holiday season and the end-of-the-year chaos, the idea of how much you will be spending and how much you need to be saving is probably in the back of your mind. Holiday spending can be a huge financial weight, especially with the season’s added stress and a large pile of bills […]
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Your wallet must be feeling a little empty, especially after a summer of weddings, barbeques, and vacations. With Summer over, you feel like your finances will finally balance back out… That is until the holidays hit, of course. Get ahead of the holiday season and favor your finances with these three easy tips. […]
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The air is getting chilly and the winds are starting to pick up…You know what that means? Fall is here! With the changing of the season comes changes in the housing market due to a few factors. For starters, the new school year has just begun. When kids are in the swing of a new […]
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Just because Autumn is quickly approaching, doesn’t mean that your finances have to ‘fall’, too! Finances are not a typically fun discussion to have, but it is necessary when you’re beginning your homeownership journey with your significant other. Here are a few key steps to maintaining your money together before becoming a first-time homebuyer. […]
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Real estate investors today are expanding their portfolios to include investment real estate. Residential real estate is the only investment asset class that both appreciates in value while simultaneously providing monthly cash flow. As property values increase so too do rental rates. If you’re been seriously considering buying a rental property, there are three things […]
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It can be a whirlwind 30 days from the moment the sellers accepted your offer and signed the sales contract to the final settlement. Once the contract is executed by both parties, it all begins. You’ve already provided your lender with your paperwork needed to get your preapproval letter, so now it’s time for various […]
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