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Mortgage Lenders Vs. Mortgage Brokers (What’s The Difference?)

You know you want a mortgage, but how do you get started? When looking into financing for your home, you will come across two main types of mortgage providers, mortgage lenders, and mortgage brokers. They may have a similar process but there are some key items to consider when deciding.  Here is a quick guide […]

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Renting Vs Owning (The Honest Truth)

Deciding whether you want to own or buy isn’t as simple as it seems. At Summit, we believe that everyone deserves to be a homeowner, but the reality is that it isn’t for everyone (at least right now). Depending on what stage you are at in life and what your dreams are, it will determine […]

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Waste Less Time Finding Your Dream Home

Anyone that has bought a home knows that searching for your dream home can feel tiresome and overwhelming. You spend hours scrolling online, visiting open houses and calling your real estate agent. That’s why we created a quick home search guide that will save you time and stress when searching for your family’s dream home. […]

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What Does A Mortgage Lender Look At For Loan Approval

If you’ve been looking at getting a mortgage, you know your credit score is an important factor to get qualified. However, what you may not know is that mortgage lenders look at your entire financial profile. When lenders approve you for a mortgage, there is an element of risk. You may make late payments or […]

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Winterproofing Your Home

As a homeowner, winter can be an expensive and bone-chilling experience. Whether your home is newer or older, the snow, ice, and rain that winter brings will take a toll on your home. That is why we prepared a winter-proofing your home checklist. These items will help you keep warm, save money and eliminate any worry about […]

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Your Guide To Becoming A Homeowner In 2020

The New Year is here and so is the time where people start thinking about their resolutions. Whether it’s to save money, lose weight or spend less time on social media, the New Year gives us an opportunity to start fresh on a new set of goals. Your “New Year, New Home” Checklist: Figure out your […]

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Easy Ways to Start Your New Year Off Right

The beginning of a new year is an inspiring time full of new energy and reflections of the past. Since 2020 marks the beginning of a brand-new decade, we want to begin on the right foot and move forward with intention. When you start your new year off right, you can set the tone for […]

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4 Reasons Why Winter is the Best Time to Buy a Home

Winter is truly the off-season for the real estate market. It’s cold, people are busy with the holidays, the weather can be crazy and it’s generally harder to make a move during this time. Believe it or not, these factors are also great reasons to jump into the housing market and purchase a new home. […]

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What Makes Up A Mortgage Payment?

Buying a home is both an exciting time and a rewarding experience. Whether you want to fire your landlord, grow your family or build your financial independence, a home is the way to get it done. Before you get started, it’s important to understand where your payment is going every month. Your monthly mortgage payment […]

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Use This Checklist To See If You Have A Strong Pre-Qualification

Getting a mortgage can feel like a daunting task. You may not know where to start, who to talk with or if it is possible at all. The first step of the mortgage process is getting pre-qualified. When getting pre-qualified by a lender, you will sit down and evaluate your current financial situation. You will […]

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