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3 Things to Know About Financing a Rental

Real estate investors today are expanding their portfolios to include investment real estate. Residential real estate is the only investment asset class that both appreciates in value while simultaneously providing monthly cash flow. As property values increase so too do rental rates. If you’re been seriously considering buying a rental property, there are three things […]

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What You Can Expect At Your Closing

It can be a whirlwind 30 days from the moment the sellers accepted your offer and signed the sales contract to the final settlement. Once the contract is executed by both parties, it all begins. You’ve already provided your lender with your paperwork needed to get your preapproval letter, so now it’s time for various […]

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5 Questions to Ask If You’re Thinking of Buying Your First Home

There’s no doubt buying your first home can be a little intimidating. It’s certainly a big commitment and even though you’ve read rent vs. buy articles convincing you buying is better, it’s still no small decision. And that’s okay! All homeowners can remember when they bought their very first home. Suddenly there were new terms bandied […]

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Demystifying How Rate Locks Work

Rate locks can freeze an interest rate on a mortgage for a specified period of time, typically for 30, 45 or 60 days (but can vary), and can strategically be used to benefit the home buyer.  But how exactly do they work? Let us help demystify just how rate locks work. When you first get […]

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Introducing our Smooth Start Program!

Purchasing a new home can be a big step for many home buyers. Relieve some of your stress and ease into owning a home with Summit Funding’s Smooth Start Program! Through an agreement with your home’s seller, you can temporarily reduce your interest rate for first 2 or 3 years of your loan term. Program […]

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5 Keys to Successful Goal Setting

There is a significant difference between those who just have dreams and those who achieve them. There is no better time than right now to figure out what you want your life to look like and make a plan. Get started on your future self with these five keys to successful goal setting. Is your […]

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Is A Condo The Right Choice For Your First Place?

Let’s be real. House prices are high and inventory is low. The current, crazy market does not favor first-time home buyers or younger, millennial buyers. Which puts many prospective buyers in a difficult spot because last year, millennials made up the largest percentage of homebuyers. But if your goal is to become a homeowner, maybe […]

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Stay On-Track with Your School Year – 7 Habits of Successful Students

We have officially said goodbye to summer and are now back in the school year routine. Whether you are a parent or the student, it is important to stay on top of how your year is progressing and find ways to help you or your child stay consistent with study habits. Now is the time […]

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Signs It May Be Time To Buy A Bigger Home

As property values steadily increase, more homeowners are realizing what a great time it is to sell their current place! Deciding to sell your home can be a big, but sometimes necessary, decision. Many homeowners looking to buy can be categorized as a ‘move-up buyer’ because they are looking to upgrade to a bigger space. […]

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Get a Handle on Your Clutter! Organization Tips for Every Room of the House

Once clutter starts, it can slowly take over your home, creeping into every room. Put a stop to the spreading mess by getting organized! Although a complete home organization may seem like an intimidating project, focusing on one room at a time will help you turn the task into a clutter molehill, not a clutter […]

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