Your Guide To 2/1 Buydown Loans
During the home loan process, you may hear the term 2/1 buydown thrown around, but what exactly does this mean? This quick article will help you understand what a 2/1 buydown is and how you could benefit from one when purchasing your[...]
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ARM Loans & Who They Are Right For
ARM loans are something you may have heard a lot about right after the 2008 mortgage crisis. Although they have a bad reputation, they can be a smart mortgage strategy for the right borrower. ARM loans are known for their complex interest rate[...]
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Buying Your Home Virtually With Summit Funding
We are living in one of the most stressful and rapidly changing times in history. While some of us are ready to go back to normal, many of us are worried about exposing ourselves to Coronavirus and prefer to stay at home. We have ensured we are[...]
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15 Year Vs. 30 Year Fixed-Rate Mortgages
When selecting the right loan product for your family, you will need to choose what type of loan you want. Depending on the product, you will often get a choice between a fixed-rate mortgage and an adjustable-rate mortgage. If you are looking for[...]
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Babyproofing Your New Home
A growing family is one of the most common reasons families decide to buy their first home. This is an exciting and somewhat stressful time for expectant parents. You will need to take a look at your new home and see what changes needed to be[...]
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Getting Your Credit
“How good does my credit score need to be to apply for a mortgage?” We get that question almost every day and the answer is that, it depends. Credit affects your eligibility for a mortgage in many ways and will depend on your[...]
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Preparing Your Home For Inspection
Selling your home can be a lengthy process and an inspection can be one of the scariest parts. Below we have prepared a short list to help homeowners prepare for an easy and stress-free home inspection. Reduce Clutter Try to[...]
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Down Payment - 5 Tips To Saving To Buy A Home
One of the biggest obstacles for potential homeowners is saving for a down payment. That is why we put together a list of the 6 best ways to save for a down payment on your home. 1. Fixed Automatic Transfers Using a fixed[...]
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