Homeowners consulting with loan officer about refinancing

How Often Can I Refinance My Mortgage?

Rates continue to stay at all-time lows, which means that many homeowners take advantage of refinances to lower rates and access their growing equity. If you refinanced before COVID-19 and have a high-interest rate, you may benefit from[...]

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Porch view of a home in the spring

Buying And Selling This Spring

As temperatures start to rise and the holidays behind us, we usually see an uptick in real estate transactions. While spring is generally known as a busier season for real estate, we find ourselves in a very opportunistic time for buyers and[...]

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Woman looking at receipts looking for ways to save for down payment on mortgage

5 Ways to Cut Costs and Save For A Down Payment

Get clear on the numbers Before you start saving for a down payment, it is critical to clarify the exact numbers. Speak with your lender to determine the down payment and closing costs needed on your desired home. They will also know how the[...]

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Two adults looking at loan documents at a table

Gathering Your Documents For Your Mortgage

If you’ve ever bought a home, then you know just how much documentation will be required during the mortgage process. Many homebuyers report this as their biggest pain point during a mortgage transaction. Luckily for you, we have helped[...]

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Miniature real estate house with for rent label

Your Guide To Your First Rental Property

Many homebuyers experience an increase in overall wealth after becoming a homeowner. This can be through the growth of their home’s equity or the fact that their monthly payment can stay low while rents skyrocket.  If you are in[...]

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Homeowner consulting with financial advisor looking at document on table with calculator nearby

Understanding Home Equity

Many families decide to embark on their home ownership journey to build wealth for the long term. Part of building wealth through real estate is growing your home’s equity. This equity begins from the moment you buy your home and will[...]

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Profile side photo of black lady working on laptop at home office

Turning Your Home Office Into The Perfect Work Space

After March, most of the country switched to some form of remote work. While some of us have gone back to working in person, many office workers have continued to work from home. While this can be convenient, working remotely can be incredibly[...]

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Woman consulting with  loan officer

Summit Funding - Committed To Communication

When looking for a loan officer, it can be tough to know who to pick. While it is important to find someone that is cost-effective, it is even more important to find someone who isn’t afraid to guide you through the process. While we cannot[...]

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