If you haven’t already heard about the Equifax data breach outburst, you need to listen up. Over 140 million customers have put a credit freeze or fraud alert on their information due to the scam, however, that is still not enough. These hackers have found ways to maneuver through the hack’s publicity and still have everything they need to make you another victim. We told you to listen, but do not panic! We have listed out the three scams that you should be aware of with the aftermath of this data breach.
- Spot an Imposter!
The Federal Trade Commission has provided their input on this mishap and they have predicted that even after you set a freeze or alert on your account, imposters will try and call you to verify your account information. So, do not provide any private information over the phone! Instead, look into getting your credit monitored for a year or so.
- Protect your IRS Refund
Data breaches are one of the reasons imposters can get relevant information and in turn participate in tax identity theft. If you found your Equifax data was accessed, it would be smart to file your tax return quickly and take immediate action if you find that there was more than one return filed under your name.
- Be Aware of Sneaky Emails
The data accessed during the Equifax hack can be used to fool you into thinking you are communicating with your bank or broker. So be aware of all emails! If you are part of the breach, you may receive an email prompting you to open a PDF to verify info. However, that PDF is way more sophisticated than it seems. It could be used as a path to access your computer’s data as well.
Our best advice to you is to keep an eye out and act quickly. Most people do not realize they are part of the breach until it becomes a roadblock in some type of action they are partaking in. If you allow months to go by without knowing, it is much harder and takes way longer to revive your hacked information. We are here to relive some worry by reminding you to trust nobody and consider all emails, calls and links as suspect!