row of colorful homes

New Homes Vs Pre-Owned Homes: Pros and Cons

Buying a new home or purchasing a second-hand home is one of the most important decisions for anyone looking to buy a new home. With so many factors to consider, it can be challenging to know what will work best for you and your needs. In this[...]

LEARN MORE
homeowner using computer and calculator

Things You Need To Know When Financing An Investment Property

Investment property is a popular way of generating income for people who want to escape the rat race and start living their lives. But before you jump in, there are some things that borrowers need to know about financing an investment property.[...]

LEARN MORE
young couple listening to mortgage loan officer diring consultation

What Is A Mortgage Forbearance Agreement And How Does It Work?

The idea of a mortgage forbearance agreement can be scary for many homeowners. It often means that you have reached your limit with the lender and need to make some changes to keep your home. But what is a mortgage forbearance agreement? This[...]

LEARN MORE
Plastic bank cards with a lock

What Is A Credit Freeze And How Would It Impact Your Mortgage?

A credit freeze is designed to protect you and your credit information from being accessed by a third party, be it a creditor or fraudulent thieves. But a credit freeze may not be in your favor if you're trying to get a mortgage, so you must[...]

LEARN MORE
Black female mortgage loan officer consulting with a client

The Right of Rescission on a Mortgage: What It Means and When to Use It

The right of rescission is a very important part of the law that protects consumers from unfair practices. It's an aspect of mortgage lending that many people don't know about but should. This blog post will discuss what it is when it[...]

LEARN MORE
Row of colorful, red, yellow, blue, white, green painted residential townhouses, homes, houses with brick patio gardens in summer

The Top 6 Things to Consider before Making a Decision for Home Location

It's time to decide where you want to live. Should you stay in your current city or move somewhere new? Maybe it's time for a change of scenery. There are so many factors that go into this decision, and the list can seem overwhelming.[...]

LEARN MORE
Multiracial couple consulting with loan officer

The Factors that Determine Your Interest Rate on a Mortgage Loan

Mortgage loans are an important part of the American economic system. They allow many people to buy their own house, get out from under a burdensome rent payment and afford some measure of financial freedom. This blog post will help you[...]

LEARN MORE
Couple talking to financial advisor at home

What is your mortgage payment made of? PITI Explained

When making a mortgage payment each month, you may be wondering... where is all my cash going? We like to use the simple acronym "PITI" to help break down the monthly mortgage payment into bite-sized pieces. What is PITI? PITI[...]

LEARN MORE