5 Things Just As Important As Interest Rate
Interest rates have made headlines all through 2020 and 2021. These historically low-interest rates have caused many families to consider buying their first home. Making this decision will help benefit your future long term, but it’s[...]
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8 Activities For Spring Showers
Spring is around the corner, and while that means warmer weather, it also means showers! Here are the top eight indoor/rain activities for you and the family. Baking Baking is an activity that produces fun but, most importantly, delicious[...]
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Starting Your First Budget
If you have ever tried to budget, you know that it feels akin to dieting. A lot of motivation and wishful thinking, but shortly afterward, you find yourself back where you started. After working with thousands of homeowners on their down payment[...]
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Common FAQs During The Loan Process
After helping thousands of homeowners, we have heard every question out there. We have compiled the list of the most commonly asked questions about the home loan process. Do I Need 20% Down To Buy A Home? You do not need a 20% down payment[...]
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Lingo You'll Hear During The Loan Process
If you are buying your first home, you will need to learn some of the jargon before you get started. Here are the most important terms you will need to know ahead of the loan process. Appraisal You will hear the word appraisal earlier in[...]
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6 Ways To Improve Your Credit Score
Poor credit is one of the most common reasons that families put off their homeownership dreams. If you are dealing with vast amounts of debt or credit issues, it can feel overwhelming. Here are six ways in which you can improve your credit score[...]
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10 Homeowner Terms You Are Going To Need To Know
As a homeowner, there are many terms you will need to know. Here are the top ten: 1. Escrow Escrow is where your mortgage payment will be deposited every month. This account is a safe place where the escrow company stores your[...]
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The Real “Costs” Of Doing A Mortgage
As a lender that made it through the Financial Crisis of 2007-2008, we know that doing the right thing for your clients should be your ultimate priority. As a lender that focuses on experience and customer service, we believe that it is our job[...]
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