Lingo You'll Hear During The Loan Process
If you are buying your first home, you will need to learn some of the jargon before you get started. Here are the most important terms you will need to know ahead of the loan process. Appraisal You will hear the word appraisal earlier in[...]
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6 Ways To Improve Your Credit Score
Poor credit is one of the most common reasons that families put off their homeownership dreams. If you are dealing with vast amounts of debt or credit issues, it can feel overwhelming. Here are six ways in which you can improve your credit score[...]
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10 Homeowner Terms You Are Going To Need To Know
As a homeowner, there are many terms you will need to know. Here are the top ten: 1. Escrow Escrow is where your mortgage payment will be deposited every month. This account is a safe place where the escrow company stores your[...]
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The Real “Costs” Of Doing A Mortgage
As a lender that made it through the Financial Crisis of 2007-2008, we know that doing the right thing for your clients should be your ultimate priority. As a lender that focuses on experience and customer service, we believe that it is our job[...]
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How Often Can I Refinance My Mortgage?
Rates continue to stay at all-time lows, which means that many homeowners take advantage of refinances to lower rates and access their growing equity. If you refinanced before COVID-19 and have a high-interest rate, you may benefit from[...]
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Buying And Selling This Spring
As temperatures start to rise and the holidays behind us, we usually see an uptick in real estate transactions. While spring is generally known as a busier season for real estate, we find ourselves in a very opportunistic time for buyers and[...]
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5 Ways to Cut Costs and Save For A Down Payment
Get clear on the numbers Before you start saving for a down payment, it is critical to clarify the exact numbers. Speak with your lender to determine the down payment and closing costs needed on your desired home. They will also know how the[...]
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Gathering Your Documents For Your Mortgage
If you’ve ever bought a home, then you know just how much documentation will be required during the mortgage process. Many homebuyers report this as their biggest pain point during a mortgage transaction. Luckily for you, we have helped[...]
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