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Fall Finances and First-Timers

Just because Autumn is quickly approaching, doesn’t mean that your finances have to ‘fall’, too! Finances are not a typically fun discussion to have, but it is necessary when you’re beginning your homeownership journey with your significant other. Here are a few key steps to maintaining your money together before becoming a first-time homebuyer.   […]

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5 Questions to Ask If You’re Thinking of Buying Your First Home

There’s no doubt buying your first home can be a little intimidating. It’s certainly a big commitment and even though you’ve read rent vs. buy articles convincing you buying is better, it’s still no small decision. And that’s okay! All homeowners can remember when they bought their very first home. Suddenly there were new terms bandied […]

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Introducing our Smooth Start Program!

Purchasing a new home can be a big step for many home buyers. Relieve some of your stress and ease into owning a home with Summit Funding’s Smooth Start Program! Through an agreement with your home’s seller, you can temporarily reduce your interest rate for first 2 or 3 years of your loan term. Program […]

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Is A Condo The Right Choice For Your First Place?

Let’s be real. House prices are high and inventory is low. The current, crazy market does not favor first-time home buyers or younger, millennial buyers. Which puts many prospective buyers in a difficult spot because last year, millennials made up the largest percentage of homebuyers. But if your goal is to become a homeowner, maybe […]

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The Credit Monster

As we enter the world of adults, 9-5s and major responsibilities, the one thing many of us feel unprepared for is that one pesky number. The supposed number that will determine our fates and futures. I’m talking about CREDIT. Many don’t even understand how we have the credit that we have, or if we don’t […]

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June is National Homeownership Month!

Currently, the US Census Bureau reports the national homeownership rate at 64.2%. The rate has not changed drastically from 2017, when it was 63.6%. Despite the standstill of homeownership rates, it is still a great time to start making moves towards your future and purchase a home. Your path towards homeownership requires some prep work, […]

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Yes, You Can Be Your Dog’s Hero!

  How many of you love dogs as much as we do here at Summit Funding? Have you ever caught yourself thinking or talking about how much more you love dogs than humans? I know I am personally guilty of the latter. There’s nothing quite like the love of a dog! They love you unconditionally, […]

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New credit rules and how they impact you

Credit is an issue that affects almost everyone. Unless you have the cash to buy critical items like a car or a home, you’re going to need to borrow money. Without a decent credit score, this process can be incredibly costly or even impossible. That’s why it’s important to be aware of updates that happen […]

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Why credit is more important now for millennials than ever.

You’re young, don’t really need a good credit score… right? Wrong. Understanding and developing credit is considerably more important to a millennial than any other generation. Most millennials fall into one of two categories: no credit history or bad credit history, and they can be equally as detrimental. Although poor credit may not affect you now, […]

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Moving With Children

  A move can be one of the most exciting times for a family. You may have moved cities, received a promotion, become more financially successful or even expanded your family. However, this does not always mean everybody is on-board. Often times, children can find moving frightening, or irritating. In order to smooth the transition, […]

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