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Searching For Your Dream Home – Our 6 Step Process

Looking to buy a home but not sure where to start? You have browsed some online sites, looked at some agents, or maybe even spoken with a lender. It can be intimidating searching for a home, but when you have the right team to help you, you can find your dream home in no time. […]

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Things To Budget For After Closing

 After months of improving your credit, saving up a down payment, and finding your dream home, you have finally made it to the closing table. As a new homeowner, your financial responsibilities are not over. After closing, there may be some hidden expenses you did not think about. Below is a list of items to […]

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The Pros And Cons Of An HOA

When house hunting, you will come across properties located inside of an HOA community. HOA (Homeowner’s Association) communities were created to help develop a clean, friendly, and cooperative neighborhood. Depending on the HOA’s rules, it can help ease some of the responsibilities that come with owning a home. Yet, this will come at a cost. HOA […]

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Homebuying Tips For Parents

Finding the perfect home is not always easy and as a parent, it can be even harder. While you may be able to renovate the kitchen or refresh the paint, you cannot pick and choose your school zone. As a parent, you want to find a home in an area that is safe, fun, and zoned for […]

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Moving Day Made Easy

Moving can be one of the most stressful parts of buying a home. Whether it’s down the street or across the country, it’s important to be prepared. We created a quick guide to make sure you get your move done right. Planning the move To-do lists Building to-do lists can help with some of the […]

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What Is The Right Property Type For Me?

There are a few different types of property to pick from when you are going through the home buying process. When deciding what property type your family will purchase, you will want to consider many different factors. The type of property you pick can: Determine the program you use Impact your interest rate Decide your […]

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Using Gift Funds To Buy A Home

If you lack the funds for a down payment on a home, there are various options available. You could pick a loan program without a down payment requirement, use a down payment assistance program or use gift funds. Gift funds can help relieve some of the stress of buying your home. But, using gift funds […]

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Understanding Debt

For many borrowers, debt can be a scary word. Whether you have racked up high credit card bills, dealt with collection agencies or even had a large loan looming over your head, the mention of debt can make you want to run for the hills. Yet, unless you have a large amount of cash on hand, it […]

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Tips For A Smooth Loan Approval

After helping thousands of families get into their homes, we’ve got the process figured out.  Here is a list of common do’s and don’ts that will help make sure your loan avoids delays, processes as smooth as possible and gets you into your dream home. The do’s for a smooth loan approval: Inform your loan officer of […]

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Renting Vs Owning (The Honest Truth)

Deciding whether you want to own or buy isn’t as simple as it seems. At Summit, we believe that everyone deserves to be a homeowner, but the reality is that it isn’t for everyone (at least right now). Depending on what stage you are at in life and what your dreams are, it will determine […]

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