Summit Funding - Committed To Communication
When looking for a loan officer, it can be tough to know who to pick. While it is important to find someone that is cost-effective, it is even more important to find someone who isn’t afraid to guide you through the process. While we cannot[...]
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Buying A Home in 7 Steps
Start The Process: This step is the most overlooked part of the entire process. When looking to buy a home, many families start with a real estate agent. While they can help you look for and negotiate a home, they do not know if you even[...]
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The 4 Benefits Of Working With A Referral Based Mortgage Lender
There are many kinds of mortgage lenders, however, Summit proudly wears the badge of being 100% referral based… but what does that even mean? It means our business is built 100% off the recommendations we receive from our trusted[...]
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Get Ready to Finance Your Second Home
Since the risks and advantages of loan products vary for each borrower, it’s best to talk to a licensed loan professional to determine what’s best for you. After you settle into home ownership, it’s natural to start thinking[...]
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How debt and income shape your home-buying budget
Unless you won the lottery and are going to pay in cash, it’s always good to talk to lender to find out what you can afford before you start shopping for a home. But there are steps you can take before then to prepare yourself, mentally and[...]
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What to Know Before Buying a House During the Pandemic
Buying a home remains an important aspect of the American Dream for many people. But how has the pandemic affected that dream? The COVID-19 pandemic indeed not only changed how we live and work, but also how we view and manage our finances. Is[...]
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Simple ways to find when you’ll break even on points
When you’re considering a mortgage with lender credits or discount points, it helps to determine how long it will take to break even. Simply stated, you break even when the savings from one of these loan features even out with its cost. You[...]
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Key things to know about closing costs
As if securing a down payment and qualifying for a mortgage isn’t difficult enough for first-time homebuyers, you also need to factor closing costs into your budget. These fees and taxes typically add 2%–6% to the cost of your[...]
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