620 minimum FICO or 640 with mortgage insurance
Contact your mortgage insurance company for details
Primary residence, second home, and investment properties
No mortgage insurance with 20% down
100% gift funds allowed
Up to 9% seller contribution
*This communication is for informational purposes only, this is not a commitment to lend. Individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments. All programs are subject to change or cancelation at any time and without notice. Please consult your licensed Loan Originator to learn more about mortgage products, your eligibility, and ask for an official Loan Estimate before choosing your loan.
No messing around
The team at Summit Funding made the process an easy experience, even with our changing loan types. This team was always available for questions and clearly walked us through the process. Very helpful all around and great team!
You came to my rescue! When having Wells Fargo help with wiring my down payment, the banker told me she hadn’t seen a rate that low in awhile. Thank you for making it happen!
Tracey was outstanding to work with. Everything moved along quickly and she kept us apprised every step of the way.
Quick to answer any questions. We felt you were there for us every step of the way.