Loan officers


Chad Focht

Sr. Mortgage Consultant
NMLS ID# 247260

3620 American River Drive, Suite 150
Sacramento, CA 95864
Branch NMLS ID# 472819
(916) 683-7390 Direct Phone
(916) 288-9811 Fax

Technically, we're mortgage specialists, but we make amazing stuff possible!

My name is Chad Focht and I will be your Loan Officer throughout this process. I will be the one to analyze all aspects of the loan to make sure that we can approve you for financing. It is my job to meet with you, go over your loan options, help you pick the program that is right for you, educate you about the process, and answer all of your questions. I will also be the one that will structure your loan, check interest rates and make sure your loan is compliant with government regulations.  On a personal note, I am married to my wife Kristen of 12 years and we have 3 daughters that are 15, 12 and 8.  In my spare time you’ll find me out on the golf course with my girls or attending sporting events.

Our Team of Experts


Shelby Reyes

Loan Partner I


Barbara Stribling

Loan Manager / Processor

Our Culture

Purchasing a home should be exciting and joyful, not scary and confusing. That's where the team comes in. Call us dream makers, call us loan officers, call us at when you're in a panic, we're here to help fulfil your dream of homeownership and keep you smiling the whole way.