580-620 with debt-to-income limits
580 high balance with limits
3.5% minimum borrower
Monthly mortgage insurance required
100% gift funds allowed
Up to 6% seller contribution
*The loan program referenced is subject to Summit's program minimum FICO and underwriting requirements, which may differ from those imposed by the FHA. Summit is a private mortgage lender authorized as an approved FHA direct seller servicer. This communication is not intended to indicate FHA endorsement or approval of any loan program.
The entire process was made simple and straightforward by Lacey and team. They communicated exceptionally well and answered all of my questions. I felt supported all the way through closing. I would absolutely work with you guys again!
Lacey helped our family purchase a home and made the process painless. She was transparent through the entire loan and even beat out two other lenders we had shopped. The amount of knowledge she has is incredible! Couldn't say enough about her professionalism, timeliness, and over all caring for us!
Lacey was super easy to work with and made my whole home buying process really smooth. I would absolutely recommend her to anyone that is new to the process!