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Requested Documents

Here are the items that are typically requested when applying for a home loan.

- Valid driver’s license or other government-issued photo identification.

- Bank/asset statements for the last two months on all checking, savings, stock, mutual funds, IRA, or other liquid asset accounts.

- Pay stubs for the last 30 days.

- W-2 forms for the past two years.

- Federal tax returns for the past two years, including all schedules.

- If self-employed or you own more than 25% of a business, copies of business tax returns for the past two years, including all schedules.

- Credit documentation pertaining to any credit disputes.

- For other real estate owned, need loan information, monthly payment, and any rent collected.

- Sales Contract, if available.

- Landlord/mortgage company information for past two years.

- Certificate of Eligibility and DD-214 or Statement of Service, if applying for a VA loan.

- If previous bankruptcy–A copy of entire bankruptcy papers with a copy of discharge.

- If applying jointly, each borrower must provide their date of birth,social security number, and the same documentation noted above.

- A copy of the settlement statement if you sold property in the last three months.