Using Gift Funds To Buy A Home
If you lack the funds for a down payment on a home, there are various options available. You could pick a loan program without a down payment requirement, use a down payment assistance program or use gift funds. Gift funds can help relieve[...]
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Understanding Debt
For many borrowers, debt can be a scary word. Whether you have racked up high credit card bills, dealt with collection agencies or even had a large loan looming over your head, the mention of debt can make you want to run for the hills.[...]
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Furnishing Your New Home Checklist
Styling your new home is one of the most exciting parts of buying a home. Whether you want to paint the walls, update your appliances or buy new furniture, you now have the freedom to make it your own. Most homeowners usually start with[...]
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What Determines Your Interest Rate?
Buying a home is one of the most important financial decisions you will ever make. Not only is it the most expensive, but it is highly likely you will need to apply for a loan that will take the next 15 to 30 years to pay off. One of the[...]
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Tips For A Smooth Loan Approval
After helping thousands of families get into their homes, we’ve got the process figured out. Here is a list of common do’s and don’ts that will help make sure your loan avoids delays, processes as smooth as possible[...]
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Mortgage Lenders Vs. Mortgage Brokers (What's The Difference?)
You know you want a mortgage, but how do you get started? When looking into financing for your home, you will come across two main types of mortgage providers, mortgage lenders, and mortgage brokers. They may have a similar process but there are[...]
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Renting Vs Owning (The Honest Truth)
Deciding whether you want to own or buy isn’t as simple as it seems. At Summit, we believe that everyone deserves to be a homeowner, but the reality is that it isn’t for everyone (at least right now). Depending on what stage you are[...]
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Waste Less Time Finding Your Dream Home
Anyone that has bought a home knows that searching for your dream home can feel tiresome and overwhelming. You spend hours scrolling online, visiting open houses and calling your real estate agent. That’s why we created a quick home search[...]
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