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Privacy Policy.

This Privacy Policy should help you understand what personal information Summit collects when you interact with our website, why we collect it, and how you can manage your information. Please note a separate privacy notice which addresses personal information collected during the loan process is provided to our customers when initiating the loan process.

This policy may be amended from time to time. Please check this page for updates.

If you are a California resident, you may have different privacy rights.
Please see Summit Funding's California Consumer Privacy Act (CCPA) Notice for California Residents.

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What is personal information?

For the purposes of this Privacy Policy, personal information means information that identifies, relates to, describes, or could reasonably be linked directly or indirectly to a particular person. This could include your name, social security number, billing information, account information, and/or IP address.

What personal information do we collect when you visit our blog, website, or app (collectively "Websites")?

We may collect information about you in order to give you a better experience on our Websites. Examples of information we may collect about Summit customers, website visitors, vendors, employees, and others include:

Category

Examples

Collected

A. Identifiers.

A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver's license number, passport number, or other similar identifiers.

YES

B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).

A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories.

YES

C. Protected classification characteristics under California or federal law.

Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).

YES

D. Commercial information.

Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.

YES

E. Biometric information.

Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.

NO

F. Internet or other similar network activity.

Browsing history, search history, information on a consumer's interaction with a website, application, or advertisement.

YES

G. Geolocation data.

Physical location or movements.

YES

H. Sensory data.

Audio, electronic, visual, thermal, olfactory, or similar information.

YES

I. Professional or employment-related information.

Current or past job history or performance evaluations.

YES

J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).

Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.

NO

K. Inferences drawn from other personal information.

Profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

YES

How do we use your information?

We may use your personal information in the following ways:

  • To improve our website in order to better serve you.
  • To detect security incidents.
  • To provide you with services, transactions, or products you request.
  • To quickly process your transactions.
  • To send periodic emails regarding your order or other products and services.

How do we protect your personal information?

  • We do not use vulnerability scanning and/or scanning to PCI standards.
  • We do not use Malware Scanning.
  • We do not use an SSL certificate.
  • We do not sell your personal information.

Third Party Disclosure.

We will not transfer your personal information to third parties without providing you advanced notice, for example, through this privacy policy.

We may collect and share your information with our website hosting partners and other affiliates who assist us in operating our website, conducting our business, or servicing you. We may also share your information when we believe it is reasonably necessary to comply with the law, enforce our Website’s policies, or protect rights, property, or safety.

Website visitor information which cannot be reasonably used to identify an individual user, such as aggregated and/or de-identified information, may be provided to third parties for marketing, advertising, or other uses.

Summit allows third party behavioral tracking.

Do we use ‘cookies’?

Yes. Cookies are small files that a website or its service provider transfers to your computer’s hard drive through your web browser that enables the website or service provider’s system to recognize your browser and remember certain information. Cookies help us understand and recall your preferences based on previous or current site activity, and assist us in compiling aggregate data about website traffic and site interaction.  This allows us to offer better experiences and tools in the future. We may also use trusted third party services that track this information on our behalf. 

You can have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. However, you may not be able to utilize certain features on Summit’s Websites if all cookies are turned off.

To set your cookie preferences, please configure your web browser (e.g., Internet Explorer, Firefox, etc.) according to the relevant browser’s instructions.  For example, to block or allow cookies in Internet Explorer 11 for Windows 10: Select the Tools  button, select Internet options, select the Privacy tab, Advanced under “Settings” and choose whether you want to accept, block, or be prompted for first-party and third-party cookies. Instructions may differ based on which browser you are using. 

We, along with third-party vendors such as Google, use first-party cookies (such as Google Analytics cookies) and third-party cookies (such as DoubleClick cookies) or other third-party identifiers together to compile data regarding user interactions with ad impressions, and other ad service functions as they relate to our site.

Necessary (13).

Necessary cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies.

Name Provider Purpose Expiry Type
AWSALB socialsurvey.me Registers which server-cluster is serving the visitor. This is used in context with load balancing, in order to optimize user experience. 6 days HTTP Cookie
AWSELB app.jobvite.com Used to distribute traffic to the website on several servers in order to optimise response times. Session HTTP Cookie
CookieConsent summitfunding.net Stores the user's cookie consent state for the current domain 1 year HTTP Cookie
JSESSIONID [x5] app.jobvite.com
calcxml.com
linkedin.com
nr-data.net
socialsurvey.me
Preserves users states across page requests. Session HTTP Cookie
PHPSESSID summitfunding.net Preserves user session state across page requests. Session HTTP Cookie
rc::a maps.google.com This cookie is used to distinguish between humans and bots. This is beneficial for the website, in order to make valid reports on the use of their website. Persistent HTML Local Storage
rc::b maps.google.com This cookie is used to distinguish between humans and bots. Session HTML Local Storage
rc::c maps.google.com This cookie is used to distinguish between humans and bots. Session HTML Local Storage
XSRF-TOKEN exploreteamsummit.com Ensures visitor browsing-security by preventing cross-site request forgery. This cookie is essential for the security of the website and visitor. 1 day HTTP Cookie

Preferences (1).

Preference cookies enable a website to remember information that changes the way the website behaves or looks, like your preferred language or the region that you are in.

Name Provider Purpose Expiry Type
lang linkedin.com Set by LinkedIn when a web page contains an embedded "Follow us" panel. Session HTTP Cookie

Statistics (35).

Statistic cookies help website owners to understand how visitors interact with websites by collecting and reporting information anonymously.

Name Provider Purpose Expiry Type
__utm.gif google-analytics.com Google Analytics Tracking Code that logs details about the visitor's browser and computer. Session Pixel Tracker
__utma [x3] app.jobvite.com
jobs.jobvite.com
jobvite.com
Collects data on the number of times a user has visited the website as well as dates for the first and most recent visit. Used by Google Analytics. 2 years HTTP Cookie
__utmb [x3] app.jobvite.com
jobs.jobvite.com
jobvite.com
Registers a timestamp with the exact time of when the user accessed the website. Used by Google Analytics to calculate the duration of a website visit. 1 day HTTP Cookie
__utmc [x3] app.jobvite.com
jobs.jobvite.com
jobvite.com
Registers a timestamp with the exact time of when the user leaves the website. Used by Google Analytics to calculate the duration of a website visit. Session HTTP Cookie
__utmt [x3] app.jobvite.com
jobs.jobvite.com
jobvite.com
Used to throttle the speed of requests to the server. 1 day HTTP Cookie
__utmv jobs.jobvite.com Saves user-defined tracking parameters for use in Google Analytics. 2 years HTTP Cookie
__utmz [x3] app.jobvite.com
jobs.jobvite.com
jobvite.com
Collects data on where the user came from, what search engine was used, what link was clicked and what search term was used. Used by Google Analytics. 6 months HTTP Cookie
_ga [x6] calcxml.com
exploreteamsummit.com
jobvite.com
summitfunding.net
thepoldergroup.com
yankovmortgageteam.com
Registers a unique ID that is used to generate statistical data on how the visitor uses the website. 2 years HTTP Cookie
_gat [x5] calcxml.com
exploreteamsummit.com
summitfunding.net
thepoldergroup.com
yankovmortgageteam.com
Used by Google Analytics to throttle request rate 1 day HTTP Cookie
_gid [x6] calcxml.com
exploreteamsummit.com
jobvite.com
summitfunding.net
thepoldergroup.com
yankovmortgageteam.com
Registers a unique ID that is used to generate statistical data on how the visitor uses the website. 1 day HTTP Cookie
collect google-analytics.com Used to send data to Google Analytics about the visitor's device and behavior. Tracks the visitor across devices and marketing channels. Session Pixel Tracker

Marketing (20).

Marketing cookies are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third party advertisers.

Name Provider Purpose Expiry Type
_fbp [x2] summitfunding.net
yankovmortgageteam.com
Used by Facebook to deliver a series of advertisement products such as real time bidding from third party advertisers. 3 months HTTP Cookie
bcookie linkedin.com Used by the social networking service, LinkedIn, for tracking the use of embedded services. 2 years HTTP Cookie
bscookie linkedin.com Used by the social networking service, LinkedIn, for tracking the use of embedded services. 2 years HTTP Cookie
fr facebook.com Used by Facebook to deliver a series of advertisement products such as real time bidding from third party advertisers. 3 months HTTP Cookie
GPS youtube.com Registers a unique ID on mobile devices to enable tracking based on geographical GPS location. 1 day HTTP Cookie
IDE doubleclick.net Used by Google DoubleClick to register and report the website user's actions after viewing or clicking one of the advertiser's ads with the purpose of measuring the efficacy of an ad and to present targeted ads to the user. 1 year HTTP Cookie
lidc linkedin.com Used by the social networking service, LinkedIn, for tracking the use of embedded services. 1 day HTTP Cookie
NID google.com Registers a unique ID that identifies a returning user's device. The ID is used for targeted ads. 6 months HTTP Cookie
r/collect doubleclick.net This cookie is used to send data to Google Analytics about the visitor's device and behavior. It tracks the visitor across devices and marketing channels. Session Pixel Tracker
test_cookie doubleclick.net Used to check if the user's browser supports cookies. 1 day HTTP Cookie
tr facebook.com Used by Facebook to deliver a series of advertisement products such as real time bidding from third party advertisers. Session Pixel Tracker
VISITOR_INFO1_LIVE youtube.com Tries to estimate the users' bandwidth on pages with integrated YouTube videos. 179 days HTTP Cookie
YSC youtube.com Registers a unique ID to keep statistics of what videos from YouTube the user has seen. Session HTTP Cookie
yt-remote-cast-installed youtube.com Stores the user's video player preferences using embedded YouTube video Session HTML Local Storage
yt-remote-connected-devices youtube.com Stores the user's video player preferences using embedded YouTube video Persistent HTML Local Storage
yt-remote-device-id youtube.com Stores the user's video player preferences using embedded YouTube video Persistent HTML Local Storage
yt-remote-fast-check-period youtube.com Stores the user's video player preferences using embedded YouTube video Session HTML Local Storage
yt-remote-session-app youtube.com Stores the user's video player preferences using embedded YouTube video Session HTML Local Storage
yt-remote-session-name youtube.com Stores the user's video player preferences using embedded YouTube video Session HTML Local Storage

Unclassified (12).

Unclassified cookies are cookies that we are in the process of classifying, together with the providers of individual cookies.

Name Provider Purpose Expiry Type
ApplicationSessionUuid summitfunding.net Unclassified Persistent HTML Local Storage
events/1/437abf0146 bam.nr-data.net Unclassified Session Pixel Tracker
explore_team_summit_session exploreteamsummit.com Unclassified 1 day HTTP Cookie
guestidc jobvite.com Unclassified Session HTTP Cookie
jserrors/1/437abf0146 bam.nr-data.net Unclassified Session Pixel Tracker
node [x2] livechat.instabot.io
widgetapi.instabot.io
Unclassified Session HTTP Cookie
rokoAPI summitfunding.net Unclassified 1 year HTTP Cookie
rokoAPISession summitfunding.net Unclassified Session HTTP Cookie
rokoAPISessionCount summitfunding.net Unclassified Persistent HTML Local Storage
server-data-storage-id-fyWT8jeu2XwwTwHNzXLE7KmS+cn+O99Aoy2fz9fx+As= summitfunding.net Unclassified Persistent HTML Local Storage
wwwcsrf jobvite.com Unclassified Session HTTP Cookie

Google.

We use Google AdSense Advertising on our website.

Google, as a third party vendor, uses cookies to serve ads on our Website. These cookies enable Google to serve ads to our Website’s users based on their visit to our site and other sites on the Internet. Users may learn more about Google’s advertising policies and practices, and find out how to opt out of these cookies, by visiting the Google Advertising Policies Center: https://support.google.com/adwordspolicy/answer/1316548?hl=en.

We have implemented the following:

  • Google Display Network Impression Reporting
  • Demographics and Interests Reporting

 

How We Respond to Do Not Track Signals.

 

We do not currently respond to your browser’s Do Not Track signal, and we do not permit third parties other than our analytics and service providers to track Summit Funding’s users activity over time on Summit Funding. We do NOT track your online browsing activity on other online services over time.

 

 

What choices do I have about how my personal information is collected or used?.

You can opt out of marketing communications using the opt-out webform below.

Does Summit sell my personal information?.

No, Summit does not sell personal information it collects through its Websites.

How can I change or correct my personal information?.

Contact us using the information at the bottom of this page.

COPPA (Children Online Privacy Protection Act).

When it comes to the collection of personal information from children under 13, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the nation’s consumer protection agency, enforces COPPA, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.

We do not knowingly collect personal information from children under the age of 13 without the consent of the child's parent or guardian.

Contacting Us.

If there are any questions regarding this Privacy Policy, you may contact us using the information below:

Marketing Communications Opt-Out Form.

To opt out of marketing communications, please fill out the form below and ensure you complete all information requested.

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Click here to read Summit Funding's California Consumer Privacy Act (CCPA) Notice for California Residents