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Privacy Policy.

This Privacy Policy should help you understand what personal information Summit collects when you interact with our website, why we collect it, and how you can manage your information. Please note a separate privacy notice which addresses personal information collected during the loan process is provided to our customers when initiating the loan process.

This policy may be amended from time to time. Please check this page for updates.

If you are a California resident, you may have different privacy rights.
Please see Summit Funding's California Consumer Privacy Act (CCPA) Notice for California Residents.

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What is personal information?

For the purposes of this Privacy Policy, personal information means information that identifies, relates to, describes, or could reasonably be linked directly or indirectly to a particular person. This could include your name, social security number, billing information, account information, and/or IP address.

How do we use your information?

We may use your personal information in the following ways:

  • To improve our website in order to better serve you.
  • To detect security incidents.
  • To provide you with services, transactions, or products you request.
  • To quickly process your transactions.
  • To send periodic emails regarding your order or other products and services.

How do we protect your personal information?

  • For your protection, we perform regularly-scheduled vulnerability scanning and/or penetration testing against our web environments to manage security vulnerabilities and to help ensure safe, secure browsing and operating environments.
  • We do use an SSL certificate for your protection.
  • We do not sell your personal information.

Third Party Disclosure.

We may collect and share your information with our website hosting partners and other affiliates who assist us in operating our website, conducting our business, or servicing you. These affiliates may include, but are not limited to, ICE Mortgage Technology, SimpleNexus, and Jungo. We may also share your information when we believe it is reasonably necessary to comply with the law, enforce our Website's policies, or protect rights, property, or safety.

Website visitor information which cannot be reasonably used to identify an individual user, such as aggregated and/or de-identified information, may be provided to third parties for marketing, advertising, or other uses.

Summit allows third party behavioral tracking.

Aside from the sharing discussed above, we will not transfer your personal information to third parties without providing you advanced notice, for example, through this privacy policy.

Do we use ‘cookies’?

Yes. Cookies are small files that a website or its service provider transfers to your computer’s hard drive through your web browser that enables the website or service provider’s system to recognize your browser and remember certain information. Cookies help us understand and recall your preferences based on previous or current site activity, and assist us in compiling aggregate data about website traffic and site interaction.  This allows us to offer better experiences and tools in the future. We may also use trusted third party services that track this information on our behalf. 

You can have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. However, you may not be able to utilize certain features on Summit’s Websites if all cookies are turned off.

To set your cookie preferences, please configure your web browser (e.g., Internet Explorer, Firefox, etc.) according to the relevant browser’s instructions.  For example, to block or allow cookies in Internet Explorer 11 for Windows 10: Select the Tools  button, select Internet options, select the Privacy tab, Advanced under “Settings” and choose whether you want to accept, block, or be prompted for first-party and third-party cookies. Instructions may differ based on which browser you are using. 

We, along with third-party vendors such as Google, use first-party cookies (such as Google Analytics cookies) and third-party cookies (such as DoubleClick cookies) or other third-party identifiers together to compile data regarding user interactions with ad impressions, and other ad service functions as they relate to our site.

Google.

We use Google AdSense Advertising on our website.

Google, as a third party vendor, uses cookies to serve ads on our Website. These cookies enable Google to serve ads to our Website’s users based on their visit to our site and other sites on the Internet. Users may learn more about Google’s advertising policies and practices, and find out how to opt out of these cookies, by visiting the Google Advertising Policies Center: https://support.google.com/adwordspolicy/answer/1316548?hl=en.

We have implemented the following:

  • Google Display Network Impression Reporting
  • Demographics and Interests Reporting

 

How We Respond to Do Not Track Signals.

 

We do not currently respond to your browser’s Do Not Track signal, and we do not permit third parties other than our analytics and service providers to track Summit Funding’s users activity over time on Summit Funding. We do NOT track your online browsing activity on other online services over time.

 

 

What choices do I have about how my personal information is collected or used?.

You can opt out of marketing communications using the opt-out webform below.

Does Summit sell my personal information?.

No, Summit does not sell personal information it collects through its Websites.

How can I change or correct my personal information?.

Contact us using the information at the bottom of this page.

COPPA (Children Online Privacy Protection Act).

When it comes to the collection of personal information from children under 13, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the nation’s consumer protection agency, enforces COPPA, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.

We do not knowingly collect personal information from children under the age of 13 without the consent of the child's parent or guardian.

Contacting Us.

If there are any questions regarding this Privacy Policy, you may contact us using the information below:

Marketing Communications Opt-Out Form.

To opt out of marketing communications, please fill out the form below and ensure you complete all information requested.

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Click here to read Summit Funding's California Consumer Privacy Act (CCPA) Notice for California Residents