Privacy Policy.
This Privacy Policy should help you understand what personal information Summit Funding, Inc. collects when you interact with our website, why we collect it, and how you can manage your information. Please note a separate privacy notice which addresses personal information collected during the loan process is provided to our customers when initiating the loan process.
This policy may be amended from time to time. Please check this page for updates.
If you are a California resident, you may have different privacy rights.
Please see Summit Funding, Inc's California Consumer Privacy Act (CCPA) Notice for California Residents.
Click here to read the CCPA Notice in Spanish
NOTE: New consumer privacy laws have recently been passed in states including California (Proposition 24 – California Privacy Rights Act), Colorado (Colorado Privacy Act), Connecticut (Connecticut Data Privacy Act), Virginia (Virginia Consumer Data Protection Act), and Utah (Utah Consumer Privacy Act). While these laws have not yet taken effect, Summit Funding, Inc. will be including state-specific privacy guidance on applicable laws on this website – including individual state policies, if appropriate – closer to the effective dates. Summit Funding, Inc. is also monitoring active privacy bills and will update this policy accordingly should new consumer privacy bills be passed into law.
What is personal information?
For the purposes of this Privacy Policy, personal information means information that identifies, relates to, describes, or could reasonably be linked directly or indirectly to a particular person. This could include your name, social security number, billing information, account information, and/or IP address.
How do we use your information?
We may use your personal information in the following ways:
- To improve our website in order to better serve you.
- To detect security incidents.
- To provide you with services, transactions, or products you request.
- To quickly process your transactions.
- To send periodic emails regarding your order or other products and services.
How do we protect your personal information?
- For your protection, we perform regularly-scheduled vulnerability scanning and/or penetration testing against our web environments to manage security vulnerabilities and to help ensure safe, secure browsing and operating environments.
- We do use an SSL certificate for your protection.
- We do not sell your personal information.
Third Party Disclosure.
We may collect and share your information with our website hosting partners and other affiliates who assist us in operating our website, conducting our business, or servicing you. These affiliates may include, but are not limited to, ICE Mortgage Technology, SimpleNexus, and Jungo. We may also share your information when we believe it is reasonably necessary to comply with the law, enforce our Website's policies, or protect rights, property, or safety.
Website visitor information which cannot be reasonably used to identify an individual user, such as aggregated and/or de-identified information, may be provided to third parties for marketing, advertising, or other uses.
Summit Funding, Inc. allows third party behavioral tracking.
Aside from the sharing discussed above, we will not transfer your personal information to third parties without providing you advanced notice, for example, through this privacy policy.
Do we use ‘cookies’?
Yes. Cookies are small files that a website or its service provider transfers to your computer’s hard drive through your web browser that enables the website or service provider’s system to recognize your browser and remember certain information. Cookies help us understand and recall your preferences based on previous or current site activity, and assist us in compiling aggregate data about website traffic and site interaction. This allows us to offer better experiences and tools in the future. We may also use trusted third party services that track this information on our behalf.
You can have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. However, you may not be able to utilize certain features on Summit Funding, Inc’s Websites if all cookies are turned off.
To set your cookie preferences, please configure your web browser (e.g., Internet Explorer, Firefox, etc.) according to the relevant browser’s instructions. For example, to block or allow cookies in Internet Explorer 11 for Windows 10: Select the Tools button, select Internet options, select the Privacy tab, Advanced under “Settings” and choose whether you want to accept, block, or be prompted for first-party and third-party cookies. Instructions may differ based on which browser you are using.
We, along with third-party vendors such as Google, use first-party cookies (such as Google Analytics cookies) and third-party cookies (such as DoubleClick cookies) or other third-party identifiers together to compile data regarding user interactions with ad impressions, and other ad service functions as they relate to our site.
Google.
We use Google AdSense Advertising on our website.
Google, as a third party vendor, uses cookies to serve ads on our Website. These cookies enable Google to serve ads to our Website’s users based on their visit to our site and other sites on the Internet. Users may learn more about Google’s advertising policies and practices, and find out how to opt out of these cookies, by visiting the Google Advertising Policies Center: https://support.google.com/adwordspolicy/answer/1316548?hl=en.
We have implemented the following:
- Google Display Network Impression Reporting
- Demographics and Interests Reporting
How We Respond to Do Not Track Signals.
We do not currently respond to your browser’s Do Not Track signal, and we do not permit third parties other than our analytics and service providers to track Summit Funding, Inc’s users activity over time on Summit Funding, Inc. We do NOT track your online browsing activity on other online services over time.
What choices do I have about how my personal information is collected or used?.
You can opt out of marketing communications using the opt-out webform below.
Does Summit Funding, Inc. sell my personal information?.
No, Summit Funding, Inc. does not sell personal information it collects through its Websites.
How can I change or correct my personal information?.
Contact us using the information at the bottom of this page.
COPPA (Children Online Privacy Protection Act).
When it comes to the collection of personal information from children under 13, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the nation’s consumer protection agency, enforces COPPA, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.
We do not knowingly collect personal information from children under the age of 13 without the consent of the child's parent or guardian.
SMS Terms.
Summit Funding, Inc, also known as First Hawaiian Mortgage Association, Blue Adobe Mortgage, CostPro Lending and Connected Home Lending Partners offers you the option to engage in SMS text conversations about your job application. By participating, you also understand that message frequency may vary depending on the status of your job application, and that message and data rates may apply. Please consult your carrier for further information on applicable rates and fees. Carriers are not liable for delayed or undelivered messages. Reply STOP to cancel and HELP for help.
By opting-in to receiving SMS text messages about your job application, you acknowledge and agree that your consent data, mobile number, and personal information will be collected and stored solely for the purpose of providing you with updates and information related to your job application. We are committed to protecting your privacy and shall not share or sell your consent data, mobile numbers, or personal information to third parties under any circumstances.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Contacting Us.
If there are any questions regarding this Privacy Policy, you may contact us using the information below:
- www.summitfunding.net
- 2135 Butano Drive, Suite 150, Sacramento, CA 95825
- privacy@summitfunding.net
Marketing Communications Opt-Out Form.
To opt out of marketing communications, please fill out the form below and ensure you complete all information requested.