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FHA Loans.

Don't have cash for a large down payment?

FHA loans have flexible qualifications and only requires a small down payment.

Minimum FICO Score.

check mark 580-620 with debt-to-income limits
check mark 580 high balance with limits


Down Payment.

check mark 3.5% minimum borrower



check mark Primary residence


Other Highlights.

check mark UPMIP financed
check mark Monthly mortgage insurance required
check mark 100% gift funds allowed
check mark Up to 6% seller contribution


*The loan program referenced is subject to Summit's program minimum FICO and underwriting requirements, which may differ from those imposed by the FHA. Summit is a private mortgage lender authorized as an approved FHA direct seller servicer. This communication is not intended to indicate FHA endorsement or approval of any loan program.

Client testimonials.