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USDA Loans.

Looking to get away from the city life?

USDA requires 0% down payment and the possibility of financing your closing costs. Great for borrowers looking to become a homeowner in qualifying rural areas.

Minimum FICO Score.

check mark 620 with manual underwrite
check mark 640 standard guides


Down Payment.

check mark No down payment required



check mark Primary residence


Other Highlights.

check mark Upfront funding fee financed
check mark Annual fee required
check mark Up to 6% seller contribution


*This communication is for informational purposes only, this is not a commitment to lend. Individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments. All programs are subject to change or cancelation at any time and without notice. Please consult your licensed Loan Originator to learn more about mortgage products, your eligibility, and ask for an official Loan Estimate before choosing your loan.

Client testimonials.