Maybe your homeownership dream is set in the open countryside. Or maybe you have grown tired of city life. No matter the reason, if you prefer to plant your roots in a rural area, then you may be a perfect fit for a USDA loan. The desire to live in spacious and remote locations has increased, as has the opportunity to do so. With this loan backed by the United States Department of Agriculture, you can purchase a home in qualifying rural areas with zero down payment and the added possibility of financing your closing costs. It’s time to escape the city and own the countryside home you have always wanted!
Upfront funding fee financed Annual fee required Up to 6% seller contribution
*This communication is for informational purposes only, this is not a commitment to lend. Individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments. All programs are subject to change or cancelation at any time and without notice. Please consult your licensed Loan Originator to learn more about mortgage products, your eligibility, and ask for an official Loan Estimate before choosing your loan.
what an amazing team!! i am grateful for this team and what they have done for me!! i work out in the Bering Sea, Alaska on a Fishing Boat, while they were helping me get through the hurdles, and not once did i hear this team say they "can't or couldn't".. they will get you where you need to be!!
Michael guided us through the mortgage progress and answered all our questions, and gave us all information we need, and also Michael referred a great buyer agent for us. The whole process went very smoothly and was able to close early. It is a pleasure to have Michael to help us through the whole process.
Justin and his team were absolutely amazing! He went above and beyond to make us feel comfortable throughout our home buying process and was quick to get back to us with any questions we had regarding our loan and the closing process. We really couldn’t have asked for a better agent!
This was an easy, smooth process from beginning to end. All communications were easy to understand and calls promptly returned when I needed information and clarification. The signing experience was a breeze and every effort was made to accommodate to the COVID constraints we are experiencing at this time.
Thank you, Josh!
The representatives at Summit, specifically Kari Hirahara and Arlo Zoerner, went above and beyond to help my husband and me purchase our new home. They provided prompt responses, thoughtful customer service, and thorough work. I could not be happier with the service we received at Summit.
First time purchasing a home, I thought it would be stressful and time consuming. Joel at Summit Funding Inc. strived and made the process easy and took the time to explain every step of the way. I would highly recommend with the highest gratitude and upmost reliability.
620 with manual underwrite