Credit scores range anywhere from 350-850 and are impacted by a range of factors.
Your number is determined by five combined factors to make up your personal score. Yes, your credit score is an important element to your home buying process, but even if your score is lower than desired, don’t give up! At Summit Funding, we have a team of knowledgeable loan officers who will work with you on your credit strengths and guide you through any weaknesses. Your new home is the ultimate finish line and we want to cross it with you.
This looks at what types of credit you have.
New applications for credit might cause you to be risky and lower your score.
How long your accounts have been open. If you are going to close an account, DO NOT close the oldest.
How active EACH of your accounts are will affect this portion of your score.
Making sure that you have your payments in full and on time.
helpful , knowledgeable , and friendly Summit people
The amazing attention to detail. The communication and helping to work thru problem areas on the title. Lisa and her team took what might normally be a stressful situation and made streamlined it to be perfect! Thank you
The customer service and communication from all members of your team go above and beyond!
Great communication during the loan process. Very Professional
I managed Robyn through a transition decades ago in the early 2000's. She is BY FAR the best originator I've managed, IN MY CAREER -- 39 years. She is professional, knowledgeable, and personable. You will not find a better originator in Lane County than Robyn LaVassaur.
This was out first home purchase! Everyone explained everything so thoroughly and made it very easy to understand each step!