Credit scores range anywhere from 350-850 and are impacted by a range of factors.
Your number is determined by five combined factors to make up your personal score. Yes, your credit score is an important element to your home buying process, but even if your score is lower than desired, don’t give up! At Summit Funding, Inc., we have a team of knowledgeable loan officers who will work with you on your credit strengths and guide you through any weaknesses. Your new home is the ultimate finish line and we want to cross it with you.
This looks at what types of credit you have.
New applications for credit might cause you to be risky and lower your score.
How long your accounts have been open. If you are going to close an account, DO NOT close the oldest.
How active EACH of your accounts are will affect this portion of your score.
Making sure that you have your payments in full and on time.
Jacek and his team are great at keeping you updated throughout the entire process and give wonderful advice.
This entire team is so incredible, so personable, and so ready to help at the drop of a dime! I was able to call Jacek AND Randy directly on their cell phones when their office was closed and they jumped to help immediately. Jacek has a top notch team there between Randy, Chase and Baylee, we were always cared for. Thank you Summit team!! :D
Everyone involved was easy to get ahold of with questions, and if they weren't available they called me back fairly quick. Overall the experience was great.
Thank you to the summit funding team jacek,randy,chase and Baylee I appreciate all help during this process I appreciate you all
Everyone was friendly, professional and very knowledgeable. Excellent communication throughout the loan process.
Everyone was very helpful & friendly! They were very patient with us since we hadn’t bought a house in 35 years. And we even closed earlier than we originally thought!