620 with manual underwrite
640 standard guides
No down payment required
Upfront funding fee financed
Annual fee required
Up to 6% seller contribution
*This communication is for informational purposes only, this is not a commitment to lend. Individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments. All programs are subject to change or cancelation at any time and without notice. Please consult your licensed Loan Originator to learn more about mortgage products, your eligibility, and ask for an official Loan Estimate before choosing your loan.
Richard was very helpful in our loan process. Buying a home is stressful and scary, and as first time home buyers, he was able to lull any concerns we had. He was always right on top of answering any questions we had and talking us through the process.
You guys made something that would be typically overwhelming incredibly easy and fast. The communication was incredible and overall everything was top notch! Thank you so much for making it a wonderful experience!
The communication throughout the entire process, the clear knowledge of the business., and the ability to teach us and walk us through the process were all extremely helpful.
I appreciated Chris' willingness to get on the phone/zoom to answer my questions, review documents, and help me understand the ins and outs of mortgages.
Clarence is very helpful and is always available for questions.