620 with debt-to-income limits
640 high balance with limits
No down payment required
Upfront funding fee financed
No monthly mortgage insurance required
100% gift funds allowed
Up to 4% seller contribution
*This communication is for informational purposes only, this is not a commitment to lend. Individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments. All programs are subject to change or cancelation at any time and without notice. Please consult your licensed Loan Originator to learn more about mortgage products, your eligibility, and ask for an official Loan Estimate before choosing your loan.
Jacob Phillips is a tremendous individual all around. He is extremely professional and went above and beyond throughout the process. He was very honest, open, and willing to explain things until I was able to understand. He also fights to make sure we get a great deal.
Explained every step of the home buying process
Open with communication and complete honesty. Very friendly and fast working team
Jacob is what made it great he's funny and very knowledgeable and helped us out the whole way through and I couldn't be thankful enoughyouave him as my lender.
Jacob is easy to work with, he makes the process so quick. He doesn’t hesitate when the same question is asked over and over. Always quick to answer, and is always happy when we talk to him. My family agrees that we recommend Jacob and Brandon to friends and family and hope to work with them again in the near future.
Thank you for your help!