USDA Loans.
Ready For Rural Living?
Maybe your homeownership dream is set in the open countryside. Or maybe you have grown tired of city life. No matter the reason, if you prefer to plant your roots in a rural area, then you may be a perfect fit for a USDA loan. The desire to live in spacious and remote locations has increased, as has the opportunity to do so. With this loan backed by the United States Department of Agriculture, you can purchase a home in qualifying rural areas with zero down payment and the added possibility of financing your closing costs. It’s time to escape the city and own the countryside home you have always wanted!
Minimum FICO Score.
620 with manual underwrite
640 standard guides
Down Payment.
No down payment required
Occupancy.
Primary residence
Other Highlights.
Upfront funding fee financed
Annual fee required
Up to 6% seller contribution
*This communication is for informational purposes only, this is not a commitment to lend. Individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments. All programs are subject to change or cancelation at any time and without notice. Please consult your licensed Loan Originator to learn more about mortgage products, your eligibility, and ask for an official Loan Estimate before choosing your loan.