580-620 with debt-to-income limits
580 high balance with limits
3.5% minimum borrower
Monthly mortgage insurance required
100% gift funds allowed
Up to 6% seller contribution
*The loan program referenced is subject to Summit's program minimum FICO and underwriting requirements, which may differ from those imposed by the FHA. Summit is a private mortgage lender authorized as an approved FHA direct seller servicer. This communication is not intended to indicate FHA endorsement or approval of any loan program.
Mark was amazing! Very knowledgeable about the market and definitely prioritizes his clients even when he’s on vacation! Any question you may have, he’s got an answer or has a team member who does! Thank you for a great experience during the loan process!
Rudy and his team helped us each step of the way in securing our loan in our home-buying process. The whole process can be stressful at times, but when you feel you have a team supporting you, your search for the right home and submitting an offer can have a successful and rewarding outcome!
I love working with Mark Massa and the team . They go above and beyond to make the process painless . The communication is excellent from start to finish . I highly recommend them !
Being in another state we weren’t sure how smoothly this process would go but everyone made it easy and smooth to get through even though we were in a different state and time zone. When we were able to make a trip out Braeden took time out of his schedule to meet us which was above and beyond anything expected. Y’all got it down! Just superb.
Braeden & his team made the process easy for us, even when making the shift one of the deals fell through due to the pre-buy inspections. Communication was excellent. Braeden even took time to meet us when we visited one of the houses we were considering.
Mark and his team handled our loan process so well we were confident we were in great hands from day one. The communication, friendliness, and efficiency made our experience a great one. I highly recommend them to anyone looking to purchase a home!