620 with debt-to-income limits
640 high balance with limits
No down payment required
Upfront funding fee financed
No monthly mortgage insurance required
100% gift funds allowed
Up to 4% seller contribution
*This communication is for informational purposes only, this is not a commitment to lend. Individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments. All programs are subject to change or cancelation at any time and without notice. Please consult your licensed Loan Originator to learn more about mortgage products, your eligibility, and ask for an official Loan Estimate before choosing your loan.
John was wonderful, He always returned calls promptly, always pleasant, always helpful with all questions and concerns! I have already passed his name onto some people who are interested in buying a new house. Simply a great person
John Felix is great! Very responsive and easy to work with. He took time to explain the process and options thoroughly. Thank you John!
Good job with everything.
If the numbers weren’t so varied at the end, which caused issues with signing.
We have had great experiences with Summit throughout the purchase of our home, refinance, and second home! Working with Todd Merritt and his team is always a good experience with no surprises and on-time closings!
Attentive and quick to help at every stage